Union Bank Transfer Code – How To Use Union Bank USSD Code

Union Bank Transfer Code – How To Use Union Bank USSD Code. In this article, I will show you How to Transfer Money From Union Bank To Other Banks Use Union  Bank USSD Code And Other Means.

union bank transfer code

Union Bank of Nigeria Plc is a commercial bank in Nigeria. It has been operating in Nigeria since 1917. Union Bank are committed to being widely recognised as One of  Nigeria’s most reliable and trusted partner. Ambition is hinged on successfully delivering against six strategic pillars including quality of our customer experience, client base, talent, banking platform, professional standards and earnings. Aggressive execution of our strategy is underway, leveraging a robust transformation team largely focused on people, processes and technology.

About Union Bank USSD Code

Are you looking for the easiest way to send money to other banks from Union Bank? This post contains USSD Code to transfer money from Union Bank to other banks on your mobile phone with or without an internet connection.

There is absolutely nothing stopping you from doing a money transfer from Union Bank to other banks on your mobile device. You can carry out this transaction anywhere and at any time convenient for you. Union Bank now supports a direct mobile transfer of funds on your mobile device, it works on all mobile device with or without internet, all you need to do is to enter the USSD code on the number registered with your union account.

In this article, you’ll learn how you can do an instant transfer of funds using the Union Bank Mobile Money Transfer Code. So, let’s get started.

Benefits and Features

*. You can send money to other banks

*. You can buy airtime for yourself and others

*. You can check your account balance

*. You can open an account

*. You can save for the future

*. You can pay your bills

See Also: Zenith Bank Transfer Code – How To Use Zenith Bank USSD Code

Ways to Transfer Money From Union Bank to Other Banks on Your Mobile Phone in Nigeria

Before you get started, you need to register to use the Union banking USSD banking by dialling *826#. It’s completely free and seamless but make sure you’re registering with the phone number linked with your bank account.

Method 1: Send Money via USSD Code:

To transfer money from Union bank to another bank, follow the steps below;

Union Bank USSD Code Transfer Code

Transfers to UBN account Dial *826*1*Amount*AccountNo#
Transfers to Non-UBN bank accounts Dial *826*2*Amount*AccountNo#


  • Simply dial *826# and follow the instructions to be able to do funds transfer.

Things to note:

  • Performing a transaction via *826# is free for Glo, 9mobile and Airtel subscribers.
  • Charge to customers on MTN network for transfer to UBN account is N15.00 Naira.
  • Charge to customers on MTN network for transfer to other bank accounts is N68.00 Naira
  • You can only make transfers from your individual current or savings account. You cannot transact with the following account types: Corporate Accounts, Joint Accounts, Target Savings Accounts & Domiciliary accounts.

Method 2: Send Money via Mobile App:

Alternatively, you can also use the Union bank (UBN) mobile application to carry out these money transactions without paying those little charges.

  • Go to Play Store or Apple store to download the Union bank mobile app on Android or iOS to get started.

See Also: UBA Transfer Code To Another Bank – How To Transfer Money From UBA

Other Useful Union Bank USSD Codes



Check balance *826*4#
Airtime purchase (self) *826*Amount#
Airtime Purchase – (third party) *826*Amount*3rd party mobile No#
Bills payment *826*28*amount*userID#
Data capture after enrolment *826*3*account no#
Card management (block and unblock card) *826*21#
Cardless withdrawal *826*7*amount#

FAQs on Union Bank Transfer Code

Below are the frequently asked questions on Union bank transfer code;

1. Can I make funds transfer on all account types?

No, you can only make transfers from your individual current or savings account.

You cannot transact with the following account types: Corporate Accounts, Joint Accounts, Target Savings Accounts & Domiciliary accounts.

2. What is the charge for funds transfer?

The charge for fund transfer to other banks is ₦52.50 per transaction. It is free to another UBN account.

3. Daily cumulative transfer limit allowed?

Just to help you keep track of your spending, there is a daily cumulative amount of ₦200,000, you’re welcome.

4. What is the limit for Airtime Purchase?

We know you’re a big boy/girl therefore a daily cumulative limit of ₦20,000 (Self & 3rd Party) is available.

5. Is there a cost to register on *826#?

Registering on *826# is absolutely free!! Just dial *826# to register.

6. How do I get my OTP code for Union Bank?

Log out and log back into your UB Online mobile app.

On the Dashboard, scroll down and look for the Generate OTP button. Tap that button and then on the next screen click on Subscribe.

7. What is OTP Union Bank?

OTP refers to One-Time Password

8. Why can’t I receive my OTP?

If you do not receive the OTP on your registered mobile number, check: You have good network connectivity.

You have not activated DND (Do Not Disturb) with your mobile operator for the number you have registered with us.

9. How can I change my number in Union Bank Philippines?

Kindly call their 24-Hour Customer Service at (02) 841-8600 for further help

10. How many digits is Union Bank account number?

12 digits


You must understand it is totally free, which means, there is no charge for airtime top-up. And the service is available on MTN, AIRTEL, GLO, and 9Mobile.

That’s it, we are in the mobile era, a simple USSD code can do an inter or intra money transfer… So, work smart, work fast! If you have any questions, corrections or addition, kindly specify using the comment section below.

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