Wema Bank Transfer Code – How To Use Wema Bank USSD Code

Wema Bank Transfer Code – How To Use Wema Bank USSD Code. In this article, I will show you How to Transfer Money From Wema Bank To Other Banks Use Wema  Bank USSD Code And Other Means.

Wema Bank Transfer Code

WEMA Bank supports a direct mobile transfer of funds on your mobile device, it works on all mobile devices (works on Android, iOS, Windows, etc) with or without an internet connection, all you need to do is to enter the USSD code on the number associated with your WEMA account.

Wema Bank Plc, commonly known as Wema Bank, is a Nigerian commercial bank. It is licensed by the Central Bank of Nigeria; the regulator of the nation’s banking sector.

As of 2019, Wema Bank operates the largest digital banking system in Nigeria, ALAT By Wema, which is fully in use in all the nation’s thirty-seven states and territories.

Wema Bank is the fastest-growing commercial bank in Nigeria. Wema Bank operates a network of over 149 branches and service stations backed by a robust ICT platform across Nigeria.

See Also: Zenith Bank Transfer Code – How To Use Zenith Bank USSD Code

What is WEMA Bank Transfer Code [USSD code]

If you have ever checked your mobile network balance or your account balance on your phone, you must have used a USSD code. A USSD code is a communication tool used by GSM phone users to have a dialogue with mobile network operators.

It contains a combination of characters on any mobile phone and can span up to 182 characters.

Mobile phone owners make use of it to send out various kinds of requests ranging from mobile network requests, financial transaction requests to customer service.

Benefits of Wema Bank USSD Codes

1. They function without the Internet – USSD codes are beneficial because they do not require the use of an internet connection or mobile airtime.

A simple dial-in on your phone can produce the needed results. This is one reason many companies such as telecommunication and the banking industries make use of it.

2. Easier Banking transactions – To make banking transactions easier, most banks have created standard USSD codes to enable users to make specific requests from the bank, and Wema Bank is no exception.

What this entails is that customers can run most of their financial transactions without getting to the bank making it faster and more convenient.

See Also: UBA Transfer Code To Another Bank – How To Transfer Money From UBA

What is WEMA Bank USSD Code?

The WEMA Bank Transfer Code is *945# and it is always available to everyone.

However, to make use of it, you must have an account with Wema bank (In case you don’t already have an account with WEMA, Create an Wema Bank online account here).

Once that is sorted, you simply need to register and activate the code on your phone.

What is a *945#?

*945# is the official USSD code for WEMA Bank USSD banking – Banking without the internet.

With this USSD banking service, you can carry out daily banking transactions with ease from the comfort of your mobile devices. It is easy, fast, and reliable.

Things to Know About Wema Bank USSD Transfer Code

1. This service is open to all phone network subscribers[ MTN, Glo, 9mobile, and Airtel ]

2. Wema Bank USSD Transfer Code is only open to Wema bank account holders

3. To use this service, you must have an active phone number registered in your bank account.

4. This service is available 24 hours every day. Meaning, even at really odd hours, you can still use this service.

Why are USSD codes important?

1. Unstructured Supplementary Service Data (USSD) codes, also known as quick codes, are back channels for hidden features available on your smartphones.

2. They give direct access to the service provider via the use of the phone’s dialer. A good example is checking the account balance of your phone.

3. And to bank, USSD performs the same function, but allows you, the bank customer, to directly communicate with your bank account without you having to go to the bank.

How to Activate Wema Bank USSD Code

Activating the Wema Bank USSD code makes it easy for you to carry out transactions on your phone using a preset password or PIN.

This password or PIN will be needed in validating money transfers, and any other transaction including bill payment, ET Cetera.

To activate your code, you need to register and generate a pin. Kindly follow the steps below;

1. Dial *945# on the mobile number that is connected with your WEMA Bank account. This is the same number used for transaction alerts.

2. Follow the on-screen instructions.

3. Provide the information required such as account number, date of birth, new pin, and confirm new pin.

4. After the pin has been created, go ahead and enjoy your activated WEMA Bank transfer code, with the unlimited transactions it offers, at the comfort of your home.

Note–This option is only valid for existing Wema Bank account holders. watch the video below for a better understanding.

See Also: Union Bank Transfer Code – How To Use Union Bank USSD Code

Wema Bank USSD Codes And Their Services

Here is a few Wema bank USSD code you will find very useful often:

1. Transfer Money: *945*beneficiaryaccountnumber*amount#

2. Buy Airtime: *945*phone Number*amount#

3. Balance Enquiry: *945*0#

4. Change PIN: *945*00#

5. Get your Account Number: *945*000#

6. Open Account: *945*1#

7. Change Account Number: *945*2*oldaccountnumber*newaccountnumber#

8. Account Reactivation: *945*5#

9. Send Money to phone: *945*6*amount#

10. Quick loan: *945*65#

Wema Bank USSD Codes and all You Can Achieve with It

USSD stands for Unstructured Supplementary Service Data for your information.

It has a lot of usefulness and in this article, we will elaborate on what USSD codes are, the unique features of WEMA bank transfer code, how they work, what you can use the USSD code to achieve and so much more.

List of WEMA Bank’s USSD Codes:

Account management refers to everything concerning your bank account, from opening a new one to checking the balance and updating information that is important for the unrestricted use of your account.

The USSD codes that make this easier are highlighted below:

Account balance – *945*0#

Change PINuss  – *945*00#

Change primary account – *945*2*oldacctno*newacctno#

Account opening – *945*1#

Account Registering on 945 – *945*01#

BVN management  – *945*4#

Account restriction – *945*911#

Wema Bank Airtime, Data, and Transfers USSD Codes

From the comfort of your home, you can also recharge airtime and data for you or your loved ones and carry out transfers using the following USSD codes:

Airtime (self) – *945*amount#

Airtime (others) – *945*phoneNo*amount#

Airtime/Data – *945*9#

Transfers (Wema account and other banks) – *945*accountNo*amount#

WEMA Bank Loan USSD Code         

Also, you can make requests for loans using –  *945*100#.

Cable TV USSD Code

You can pay for any kind of cable TV directly from your mobile phone. The USSD codes include:

Cable TV menu – *945*10#

DSTV – *945*11# and *945*11*smartcardNO #

GOTV – *945*12# and *945*12*smartcardNO#

Internet Service USSD Codes

You can also pay for Internet services of different networked using the following USSD codes:

Internet service menu – *945*15#

Smile – *945*16#

Spectranet – *945*18#

Electricity Bill USSD Codes

Customers from different states can easily pay their electricity bills without going to the office. The USSD codes for different states are outlined below:

Electricity bill – *945*24#

Eko – *945*25*meterno*amount#

Ikeja  – *945*26*meterno*amount#

Ibadan  – *945*27*meterno*amount#

Abuja  – *945*28*meterno*amount#

Enugu – *945*29*meterno*amount#

Jos – *945*30*meterno*amount#

Kaduna – *945*31*meterno*amount#

Kano – *945*32*meterno*amount#

Portharcourt – *945*33*meterno*amount#

See Also: List Of Best Banks for Business Accounts in Nigeria

Schools and Exams USSD Codes

Also, students can also check for the results of their external examinations using the USSD codes below:

WAEC (result checking) – *945*70#

JAMB (result checking) – *945*71#

State Collections USSD Code

Lagos state collection – *945*40#

Bank Cardless Transactions USSD Codes

Cardless transactions can be carried out via different platforms using the following USSD codes:

Mcash – *945*57# and *945*57*merchantcode*amount#

Coralpay – *945*58# and *945*000*REFno#

There was once a time where any and every transaction required your physical presence at the bank, and the queues never seemed to end.

Wema Bank today has become one of the Founding Signatories of the Principles and for Responsible Banking, committing to strategically align its business with the Sustainable Development Goals and the Paris Agreement on Climate Change


That’s it, we are in the mobile era, a simple USSD code can do an inter or intra-money transfer… So, work smart, work fast! Kindly use the share button to let others know! We welcome your comments, questions, corrections and additional information relating to this post.

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